Comments on: the grad school debt woes http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/ Overcoming the Quarter-life Crisis Fri, 18 May 2012 11:20:02 +0000 http://wordpress.org/?v=2.6.1 By: izmir oto kiralama http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-3461 izmir oto kiralama Tue, 01 Nov 2011 16:32:57 +0000 http://ummnowwhat.com/?p=213#comment-3461 <strong>izmir oto kiralama...</strong> [...]Umm… Now what? » Blog Archive » the grad school debt woes[...]... izmir oto kiralama…

[...]Umm… Now what? » Blog Archive » the grad school debt woes[...]…

]]> By: brandi c http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-1147 brandi c Fri, 28 Nov 2008 08:08:12 +0000 http://ummnowwhat.com/?p=213#comment-1147 Mr. Holt was born Jan. 23, 1951, in Attala County. He was retired from the Army Corps of Engineers after 31 years of service and was a member of New Hope Baptist Church in Monticello. He was an avid sportsman and a member of Panola Hunting Mr. Holt was born Jan. 23, 1951, in Attala County. He was retired from the Army Corps of Engineers after 31 years of service and was a member of New Hope Baptist Church in Monticello. He was an avid sportsman and a member of Panola Hunting

]]> By: Umm… Now what? » Blog Archive » 20 Questions http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-837 Umm… Now what? » Blog Archive » 20 Questions Wed, 19 Nov 2008 19:30:47 +0000 http://ummnowwhat.com/?p=213#comment-837 [...] already wrote about my grad school debt woes. I just had to take a larger loan out than I would have liked because I seriously have no extra [...] [...] already wrote about my grad school debt woes. I just had to take a larger loan out than I would have liked because I seriously have no extra [...]

]]> By: Leah http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-732 Leah Wed, 12 Nov 2008 22:47:10 +0000 http://ummnowwhat.com/?p=213#comment-732 Wow, I am glad you brought this up! I have debt from my undergrad, and from a move aross the country and the way I deal with it is by just budgeting - every paycheck I make a list of where all the money is going and I make sure tht it is going to the right places. I bet talking about it on here helped too! I share some debt with my boyfriend, and we are very open and honest about money. I have heard that finances are a reason a lot of couples split, and I don't want to be broken up by something so ridiculous as that. My view - there is lots of money in this world, and if you work hard (which you are doing by going to school and getting a proper education) it will come to you. Your 20's are a blessing because that is when it is OKAY to have debt like that, it is almost expected. So stop stressing about it, and keep making your payments! It this point in time, it is the only thing you can do. Wow, I am glad you brought this up! I have debt from my undergrad, and from a move aross the country and the way I deal with it is by just budgeting - every paycheck I make a list of where all the money is going and I make sure tht it is going to the right places. I bet talking about it on here helped too! I share some debt with my boyfriend, and we are very open and honest about money. I have heard that finances are a reason a lot of couples split, and I don’t want to be broken up by something so ridiculous as that.
My view - there is lots of money in this world, and if you work hard (which you are doing by going to school and getting a proper education) it will come to you. Your 20’s are a blessing because that is when it is OKAY to have debt like that, it is almost expected. So stop stressing about it, and keep making your payments! It this point in time, it is the only thing you can do.

]]> By: Agent Elle http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-697 Agent Elle Fri, 07 Nov 2008 09:33:57 +0000 http://ummnowwhat.com/?p=213#comment-697 Congratulations! Don't worry too much about the money. You're seriously not the only one. I owe like £20k in student loans and I didn't even finish my degree. There are lots of people in the same boat so try not to get stressed about it. Just look forward to it! :) Congratulations! Don’t worry too much about the money. You’re seriously not the only one. I owe like £20k in student loans and I didn’t even finish my degree. There are lots of people in the same boat so try not to get stressed about it. Just look forward to it! :)

]]> By: AshleyD http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-656 AshleyD Fri, 31 Oct 2008 01:28:44 +0000 http://ummnowwhat.com/?p=213#comment-656 Congratulations!! You totally deserve it! As hard as it is, try not to worry about the money. I took out tons of loans for grad school (and yes it's scary thinking about paying them back), but this is what we want to do. This is preparing us for the rest of our lives. Money should not be an issue. I hope you love every minute of it! Congratulations!! You totally deserve it! As hard as it is, try not to worry about the money. I took out tons of loans for grad school (and yes it’s scary thinking about paying them back), but this is what we want to do. This is preparing us for the rest of our lives. Money should not be an issue. I hope you love every minute of it!

]]> By: Even if you are going to grad school, do you still have to begin paying off your undergraduate loans? http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-655 Even if you are going to grad school, do you still have to begin paying off your undergraduate loans? Thu, 30 Oct 2008 19:32:52 +0000 http://ummnowwhat.com/?p=213#comment-655 [...] the grad school debt woes Sphere: Related Content [...] [...] the grad school debt woes Sphere: Related Content [...]

]]> By: Kyla Bea http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-654 Kyla Bea Thu, 30 Oct 2008 18:49:29 +0000 http://ummnowwhat.com/?p=213#comment-654 Congratulations!!! I think an important thing to look at is breaking out your debt into two categories - school and consumer debt. School is something that is an investment in you, and that you should be able to pay off with your new salary in a few years. Consumer debt is from living outside your means, and is the Really F-ing Serious kind of debt. I have a couple of friends who are seriously madly in debt and they’re making minimum $500 payments a month towards it because for them if they don’t do that it’ll never go away. To make sure I don’t go into debt I have a strict $60 a week cash budget where when it runs out it’s done. I monitor where our household expenses should be, and we eat out maybe twice a month. We still splurge here and there (Hi iPhone!) but having no self restraint means that we can live like kings now and won’t be able to have kids later on for the cost of it. I’d rather live modestly now and be able to back back Europe when I’m in my 30s. Congratulations!!!

I think an important thing to look at is breaking out your debt into two categories - school and consumer debt. School is something that is an investment in you, and that you should be able to pay off with your new salary in a few years. Consumer debt is from living outside your means, and is the Really F-ing Serious kind of debt.

I have a couple of friends who are seriously madly in debt and they’re making minimum $500 payments a month towards it because for them if they don’t do that it’ll never go away.

To make sure I don’t go into debt I have a strict $60 a week cash budget where when it runs out it’s done. I monitor where our household expenses should be, and we eat out maybe twice a month. We still splurge here and there (Hi iPhone!) but having no self restraint means that we can live like kings now and won’t be able to have kids later on for the cost of it. I’d rather live modestly now and be able to back back Europe when I’m in my 30s.

]]> By: nicoleantoinette http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-653 nicoleantoinette Thu, 30 Oct 2008 17:34:45 +0000 http://ummnowwhat.com/?p=213#comment-653 By my most scientific of calculations, I'll be in debt from NYU until... I die. By my most scientific of calculations, I’ll be in debt from NYU until… I die.

]]> By: neelofer http://ummnowwhat.com/2008/10/29/the-grad-school-debt-woes/#comment-652 neelofer Thu, 30 Oct 2008 17:19:23 +0000 http://ummnowwhat.com/?p=213#comment-652 Congrats! I agree with a few commenters before me. I'm applying to graduate programs right now (Ph.D. in interdisciplinary English/film). Nearly all my schools minus UC-Berkeley are rather generous with funding with most offering full funding plus stipend guarantees for five years. What type of program will you be in? Congrats!

I agree with a few commenters before me. I’m applying to graduate programs right now (Ph.D. in interdisciplinary English/film). Nearly all my schools minus UC-Berkeley are rather generous with funding with most offering full funding plus stipend guarantees for five years.

What type of program will you be in?

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